3 arrested interdepartmental disaster were taken October 16, 2009, but were published in the Official Gazette of October 21, 2009. You have 10 days from the date of 21 to get in touch with your insurer and report the damages you have suffered. For those who would have missed the information, you have until November 3 to know your situation with your insurer. Only persons who purchased insurance for property and casualty damage their property, real estate and vehicles or operating losses for their company are entitled to compensation from their insurance.

In addition, to expedite the compensation, it is strongly advised to attach to your tax claims all the documents needed to quantify the amount of damage (invoices, appraisals, photographs …).

As we will explain a case of writing previous to the professionals, the French Federation of Insurance Companies (FFSA) has set an example of documents required for insurers: a certificate of ownership or lease for property damage, an extract from the register of trade, balance sheets and income statements with detailed accounts of income and expenses, the turnover of the current and previous three.

The three arrested are in the form of a long list of all affected municipalities divided into two categories. Those for which the state of disaster has been chosen according to a specific event and dated (mudslide and flooding of May 13, 2009 for the common Vassogne for example) and opens the right to the Insurance compensation. And those for which unfortunately there was no recognition.

In total, more than forty departments are concerned. Here are the links to the 3 orders that affect one or the other category described above. To access the official list, click here, here and here.

From the moment that your insurer has been informed of your status within the statutory period, it has three months to compensate you.

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You can almost think that nobody is really prepared for these events, especially if we are taken aback by them. The basic premise for the survival of such events is reduced to maintain calm. Remember that the only thing to fear is fear itself. You might think, easier said than done. In fact, it’s easier said than done. If all of panic during a natural disaster could be detrimental to your survival and perhaps for others around you.

It is hard to be ready for any disaster, if you’ve done all emergency planning, with the idea that you are in a particular place at this event. It is likely that you may be away from home in case of disaster. Do not put all your eggs in one basket.
Taking survival items with you on the road is recommended especially if headed to a place known for being a danger zone.

An effective way to prepare for any disaster is to become familiar with the event itself. There are many articles and news, both on the Internet and television. An example is really good to watch the Discovery Channel and The Weather Channel cable or satellite. Imagine being placed in identical situations. Think what it would do. If you can not think of how to treat these types of situations Here are some guidelines that can offer assistance.

Mental preparation

Probably the most important thing that you need help to survive a disaster.
Firstly the idea of his head who can not or will not happen.

If you live in a particular area, which is subject to certain natural events like hurricanes, for example, can run as much research as possible on this subject. Read stories about people who have survived a tornado. Can not read the person did not survive as a cons-productive. Watch Discovery Channel The Weather Channel, or when there is a show about tornados.

Expect that one can not be home when a strike. Perhaps you are visiting a relative or neighbor. Ask your relative or neighbor what they expected when such events occur. If you have ever had the chance to actually see a tornado from a safe distance, I recommend you do. This may help overcome some fears that you may have of them.

Develop common sense is critical. Common sense is what you count. Common sense comes from knowledge, beliefs and experience you have. Obtaining knowledge is easy. Gaining experience is not. That’s why you need to read or stories for people who have survived a disaster. So put yourself in their place. Do what they did to survive. This will help develop common sense. You must make a couple of times at regular intervals until it is inserted into your subconscious. Your beliefs should change to think you’re dying to believe that we survive.

Physical preparation:

This happens in three parts. The first part is you physically prepared. Being healthy is very important. Get physical activity like running, swimming or cycling. Eat healthy foods and try to lose weight if you are overweight. If you’re weak, you can not run or unable to lift heavy objects, then you should be in better shape. Of course, some people can not do these things because of disability or age. If you belong to one of these categories, then someone who can do these things may come to your aid if necessary.
Take a course in CPR (cardiopulmonary resuscitation). There are many places that offer this training free. If you have several family members who live with you, I will also attend the training.

The second most important thing is to keep the scope of the factors that can contribute to help in emergencies. A mobile phone, 2 way radio, flashlight and first aid kits are good examples. If you’re away from home to keep these items in your car would be useful. If you do not have a car, or are a good distance away, consider a backpack, or purse can contain these elements.

Thirdly, always aware of current and pending weather conditions before any trip, even short distances. Take a quick look on the Internet, or The Weather Channel.
It will only take a few minutes of your time.

Prepare a written plan and ensuring that the family knew about it. Within this plan include a place where everyone can meet Incase has been separated from each other. A post of principal and a secondary position would be a good idea. If the natural disaster is high, when a whole state is interested, then created a place in another state where everyone can meet.

Conclusion

Remember that you are only powerless if you think you are powerless. Good preparation is the key to surviving a disaster. Stay informed.

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Before an earthquake

Before an earthquake occurs, you must be prepared with emergency equipment and supplies. This includes but not limited to a radio, flashlight, food, and any number of items to help you survive. A plan is a must. If part of your survival depends on helping people live with or care, a plan established on how to survive an earthquake should be reviewed and strengthened with all the people you care. Having an assembly point will contribute to the confusion that often occurs after an earthquake. It only takes a few seconds to throw your family into chaos and have a cool head and understanding of the situation will be beneficial in any type of disaster.

The plan should include safe areas to hide during an earthquake. Want to stay away from windows and heavy furniture that could fall on you. I remember the football games where the electric field continuously stirred while the players seem to move in a set order. To win this game, you need everybody on the same page.

You should also prepare your home for events such as the storage of heavy elements at the bottom of your board and keep all flammable objects away from fire hazards. Know where all the numbers of emergency shutdown, the valves are like gas, water and electricity.

When an earthquake

If you drive in an earthquake would be wise to store safely. Avoid stopping under bridges or on the roof of one. Do not stop near trees, power lines or buildings, one of them could fall on you. It is also advised to stay inside their vehicle. If you happen to be outside and not driving, find an open space where you can avoid falling debris from the sources mentioned above. Earthquakes often in waves after the shock. So be aware that, if everything looks good, it is better to wait a bit “more.

If you’re inside to find a safe place to hide that will not break if something heavy falls on it. A glass table is unwise, but a solid oak will help enormously. If in case you can not find something to hide under the living room along the wall or door frame. I say stay away from windows and glass. The immense pressure caused by an earthquake could cause glass to shatter and fly across the room. If you happen to be cooking, then it would certainly be advisable to you to turn off the stove, then cover. An earthquake is bad enough without having to deal with fire.

After an earthquake

The first thing to do is check yourself for injuries and see if any have liked. Tend to those who need tents and move outside of the building, if possible. The largest building structural integrity is compromised during an earthquake and you would not after a shock to fall on you. If you are unsure about the feasibility of the construction is then evacuated the premises is strongly recommended that a professional can inspect and ensure post-advice. If the power is out you should unplug all major appliances and turn off the gas if a gas leak.

Overall, in preparation before an earthquake occurs is the best choice for survival. Having a plan will keep your head cool, while the whole world revolves around not knowing what to do. The most terrifying of an earthquake is the suddenness of the event. In many cases you can leave the unprepared in a daze wondering what to do next. It is wise for people to remain calm is to become or tie you in.

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